Our Clients

I Can't Take Care of This by Myself

Susan's financial situation has changed dramatically and she needs some help. She works at a good job with good benefits, and her children are out of college. Recently, she inherited a significant sum from her father, but she doesn't really have any investment experience. With her inheritance has come a sense that with this much money in the bank, she can afford new expenses, including helping her kids with graduate school and home purchases, but she doesn't really know how much of that she can do while ensuring she can support herself after she stops working.She feels a bit guilty about selling her dad's stocks, but some of them are in industries she would rather not invest. For Susan, North Berkeley's comprehensive approach helps her:

• create a spending plan that matches her new level of resources, with regular check-ins over the years to make sure she is tracking and making adjustments in a regular, measured way
• settle on a plan to offer her kids significant help as they finish their launch as adults,
• project with a high degree of confidence that her money will last through her lifetime , including all her sources of income — pension, Social Security, and investment asset cash flow
• design and implement an investment portfolio that is socially responsible, both with her retirement savings and her inherited assets, that she can see on one page, while also retaining some of the investments made by her father as a legacy in the portfolio